A perfect fit for small and medium business to centralize all the factoring data, mitigate risks and accelerate business growth.
Mitigate risks and prevent
financial losses
Streamline the invoicing process and ensure that all your invoices are generated accurately—no more delays in payments and costly errors.
A unified solution will cover
the whole factoring process
Manage everything from application to funding. Automate daily tasks to save time and personnel resources when handling even the most significant volume of data.
Ensure sensitive data security
and stay fully compliant
Trust Microsoft to prevent possible data breaches and comply with data pricacy regulations.










Core features
Explore the functionalities of SOFT4Factoring
Explore various explicitly designed features to facilitate your leasing process management.
Automation of Key Factoring Processes
Automated processes for invoice verification, data entry, and payment processing. SOFT4Factoring software saves time, reduces manual errors, and accelerates the entire factoring workflow, enhancing operational efficiency.

Efficient Portfolio Management
SOFT4Factoring invoice finance software enables real-time monitoring of the portfolio. It provides instant updates on payment statuses, enabling quick actions on late payments or potential defaults. This timely response helps in minimizing losses and optimizing the portfolio's performance.


Customizable Reporting and Analytics
Comprehensive reporting tools providing insights into cash flow, client performance, and portfolio analysis. Our factor software enables informed decision-making, identifies trends, and helps factors assess portfolio health for risk management.


Credit Limit Management
Set and monitor credit limits for both factoring vendors and debtors, ensuring optimal cash flow and risk control.

Improved Communication and Collaboration
Centralized management of client interactions, communication logs, and transaction histories. Our debtor finance software improves client service, aids in understanding client needs, and facilitates personalized interactions, fostering long-term relationships.

Automation of Key Factoring Processes
Automated processes for invoice verification, data entry, and payment processing. SOFT4Factoring software saves time, reduces manual errors, and accelerates the entire factoring workflow, enhancing operational efficiency.

Efficient Portfolio Management
SOFT4Factoring invoice finance software enables real-time monitoring of the portfolio. It provides instant updates on payment statuses, enabling quick actions on late payments or potential defaults. This timely response helps in minimizing losses and optimizing the portfolio's performance.


Customizable Reporting and Analytics
Comprehensive reporting tools providing insights into cash flow, client performance, and portfolio analysis. Our factor software enables informed decision-making, identifies trends, and helps factors assess portfolio health for risk management.


Credit Limit Management
Set and monitor credit limits for both factoring vendors and debtors, ensuring optimal cash flow and risk control.

Improved Communication and Collaboration
Centralized management of client interactions, communication logs, and transaction histories. Our debtor finance software improves client service, aids in understanding client needs, and facilitates personalized interactions, fostering long-term relationships.

Automation of Key Factoring Processes
Automated processes for invoice verification, data entry, and payment processing. SOFT4Factoring software saves time, reduces manual errors, and accelerates the entire factoring workflow, enhancing operational efficiency.

Efficient Portfolio Management
SOFT4Factoring invoice finance software enables real-time monitoring of the portfolio. It provides instant updates on payment statuses, enabling quick actions on late payments or potential defaults. This timely response helps in minimizing losses and optimizing the portfolio's performance.

Customizable Reporting and Analytics
Comprehensive reporting tools providing insights into cash flow, client performance, and portfolio analysis. Our factor software enables informed decision-making, identifies trends, and helps factors assess portfolio health for risk management.

Credit Limit Management
Set and monitor credit limits for both factoring vendors and debtors, ensuring optimal cash flow and risk control.

Improved Communication and Collaboration
Centralized management of client interactions, communication logs, and transaction histories. Our debtor finance software improves client service, aids in understanding client needs, and facilitates personalized interactions, fostering long-term relationships.


How does it work?
Experience the power of a unified digital solution designed to automate and simplify all factoring-related processes.

How does it work?
Experience the power of a unified digital solution designed to automate and simplify all factoring-related processes.

How does it work?
Experience the power of a unified digital solution designed to automate and simplify all factoring-related processes.
Tailored for these
types of debtor finance
Discover specialized factoring solutions designed
to meet the unique needs of your business.
Can't find your type?
Tailored for these
types of debtor finance
Discover specialized factoring solutions designed
to meet the unique needs of your business.
Can't find your type?
Tailored for these
types of debtor finance
Discover specialized leasing solutions designed to meet the unique needs of your business.
Can't find your type?
Flexible pricing for
your business needs
Explore our tailored pricing options to fit businesses of all sizes. Choose the plan that suits your requirements and scale as your business grows.


Flexible pricing for your business needs
Explore our tailored pricing options to fit businesses of all sizes. Choose the plan that suits your requirements and scale as your business grows.

Join our 200+ clients who already enjoy the benefits of SOFT4Factoring
Join our 200+ clients who already enjoy the benefits of SOFT4Factoring
Join our 200+ clients who already enjoy the benefits of SOFT4Factoring
Algirdas Gutauskas
CEO at Faktoro, Lithuania
In our fast-paced environment, the most important thing for our partners is fast reaction. And SOFT4 meets this criterion – usually, they work quicker than others. Last but not least – the team's professionalism; they set the card at a high level.
Algirdas Gutauskas
CEO at Faktoro, Lithuania
In our fast-paced environment, the most important thing for our partners is fast reaction. And SOFT4 meets this criterion – usually, they work quicker than others. Last but not least – the team's professionalism; they set the card at a high level.
Algirdas Gutauskas
CEO at Faktoro, Lithuania
In our fast-paced environment, the most important thing for our partners is fast reaction. And SOFT4 meets this criterion – usually, they work quicker than others. Last but not least – the team's professionalism; they set the card at a high level.
Sarah Lee
SwitchAI
On the leasing application the software is very good, it covers all the process of it. Its user friendly and easy to use. It reduces cost for the business (because its time effective), and it eliminates some administrative task that we used to do.
Sarah Lee
SwitchAI
On the leasing application the software is very good, it covers all the process of it. Its user friendly and easy to use. It reduces cost for the business (because its time effective), and it eliminates some administrative task that we used to do.
Oliver Weiser
CEO at TessPay Services AG Switzerland
The SOFT4Factoring software is a comprehensive and easily customizable tool to enable you to start the factoring business quickly. The team is very professional and responsive, great at communication and solving open items. We had a very short time (around 1 month) to launch to replace an existing factoring software, which was achieved successfully. We can certainly recommend them and are happy to continue our partnership with SOFT4.
Oliver Weiser
CEO at TessPay Services AG Switzerland
The SOFT4Factoring software is a comprehensive and easily customizable tool to enable you to start the factoring business quickly. The team is very professional and responsive, great at communication and solving open items. We had a very short time (around 1 month) to launch to replace an existing factoring software, which was achieved successfully. We can certainly recommend them and are happy to continue our partnership with SOFT4.
Oliver Weiser
CEO at TessPay Services AG Switzerland
The SOFT4Factoring software is a comprehensive and easily customizable tool to enable you to start the factoring business quickly. The team is very professional and responsive, great at communication and solving open items. We had a very short time (around 1 month) to launch to replace an existing factoring software, which was achieved successfully. We can certainly recommend them and are happy to continue our partnership with SOFT4.
Emma Wilson
Nakatomi
This awesome AI product has become an integral part of our branding process. The ability to experiment with different visual themes and moods alongside its photorealistic capabilities has helped us refine our brand identity.
Emma Wilson
Nakatomi
This awesome AI product has become an integral part of our branding process. The ability to experiment with different visual themes and moods alongside its photorealistic capabilities has helped us refine our brand identity.
Endrit Beqaj
Executive Director at Tirana Factoring and Leasing, Albania
In the beginning, since everything was done manually, we lost time for everything. For any decision-making, one would have to do Excel calculations where the data would be obtained from various sources, like Excel, or the accounting system. We analyzed them and then made the decision. Now the calculations are done with just one click.
Endrit Beqaj
Executive Director at Tirana Factoring and Leasing, Albania
In the beginning, since everything was done manually, we lost time for everything. For any decision-making, one would have to do Excel calculations where the data would be obtained from various sources, like Excel, or the accounting system. We analyzed them and then made the decision. Now the calculations are done with just one click.
Pekka Ylihurula
Executive Chairman at Hovi Partners Oy, Finland
We chose SOFT4Factoring for Hovi Partners due to its reasonable pricing and excellent references, and I couldn't be more pleased with our decision. The implementation process was smooth, with the SOFT4 team successfully adapting the system to Finnish payment standards and demonstrating remarkable helpfulness throughout. The software is user-friendly and flexible, allowing us to collaboratively develop it further as our business grows. Overall, SOFT4Factoring has been an invaluable partner in launching and expanding our factoring operations.
Pekka Ylihurula
Executive Chairman at Hovi Partners Oy, Finland
We chose SOFT4Factoring for Hovi Partners due to its reasonable pricing and excellent references, and I couldn't be more pleased with our decision. The implementation process was smooth, with the SOFT4 team successfully adapting the system to Finnish payment standards and demonstrating remarkable helpfulness throughout. The software is user-friendly and flexible, allowing us to collaboratively develop it further as our business grows. Overall, SOFT4Factoring has been an invaluable partner in launching and expanding our factoring operations.
Your Growth Partner in Factoring Management
Your trusted partner in
leasing management
At SOFT4Factoring, we bring over 15 years of experience in the financial sector to help factoring companies run smarter, faster, and with less risk. We understand the complexities of factoring operations — and we know there’s no one-size-fits-all solution. That’s why our platform is built to adapt to your business, not the other way around. With a focus on continuous improvement, expert support, and deep industry insight, we’re here to help you stay ahead.


Your Growth Partner in Factoring Management
At SOFT4Factoring, we bring over 15 years of experience in the financial sector to help factoring companies run smarter, faster, and with less risk. We understand the complexities of factoring operations — and we know there’s no one-size-fits-all solution. That’s why our platform is built to adapt to your business, not the other way around. With a focus on continuous improvement, expert support, and deep industry insight, we’re here to help you stay ahead.

Improve efficiency across your factoring business!
With SOFT4Factoring, you have all your business data in one easy-to-use software built on the Microsoft Dynamics 365 Business Central platform: Debtors, Vendors, Agreements, Invoices, and Reports. Our invoice finance software helps you mitigate risks and adapt to the evolving market, ensuring sustained growth and success within the factoring industry! Best suited for small and medium-sized businesses!
Improve efficiency across your factoring business!
With SOFT4Factoring, you have all your business data in one easy-to-use software built on the Microsoft Dynamics 365 Business Central platform: Debtors, Vendors, Agreements, Invoices, and Reports. Our invoice finance software helps you mitigate risks and adapt to the evolving market, ensuring sustained growth and success within the factoring industry! Best suited for small and medium-sized businesses!
Improve efficiency across your factoring business!
With SOFT4Factoring, you have all your business data in one easy-to-use software built on the Microsoft Dynamics 365 Business Central platform: Debtors, Vendors, Agreements, Invoices, and Reports. Our invoice finance software helps you mitigate risks and adapt to the evolving market, ensuring sustained growth and success within the factoring industry! Best suited for small and medium-sized businesses!