Take Control of Credit Risk with Smart Limit Management
Set, track, and optimize credit limits for vendors and debtors — all from one centralized system.




SOFT4Factoring software enables businesses to set and monitor credit limits for both factoring vendors and debtors, ensuring optimal cash flow and risk control. Users can define limits at multiple levels — including client, master agreement, and contract — and set review dates with automatic expiration alerts.
SOFT4Factoring software enables business to set and monitor credit limits for both factoring vendors and debtors, ensuring optimal cash flow and risk control. The software allows users to define credit limits at different levels, such as client, master agreement, and agreement, as well as set a review date and receive notifications on expiration. The software also displays the credit limit utilization and availability, helping users to manage their factoring operations more efficiently and effectively.
One Solution for All Your Factoring Needs
Client management, credit control, and financial operations — fully supported in one centralized platform.



The SOFT4Factoring software is a comprehensive and easily customizable tool to enable you to start the factoring business quickly. The team is very professional and responsive, great at communication and solving open items. We had a very short time (around 1 month) to launch to replace an existing factoring software, which was achieved successfully. We can certainly recommend them and are happy to continue our partnership with SOFT4.
Oliver Weiser, CEO at TessPay Services AG Switzerland
The SOFT4Factoring software is a comprehensive and easily customizable tool to enable you to start the factoring business quickly. The team is very professional and responsive, great at communication and solving open items. We had a very short time (around 1 month) to launch to replace an existing factoring software, which was achieved successfully. We can certainly recommend them and are happy to continue our partnership with SOFT4.
Endrit Beqaj, Executive Director at Tirana Factoring and Leasing, Albania
The SOFT4Factoring product was designed to meet our needs and has grown and evolved with us and our requirements. SOFT4 seemed to be a reliable partner when we were setting up our company, because we had positive experience from the times when we worked together in previous projects.
Paulius Tyla, Operations Manager at Faktoro
Excellent team. We felt like we were one team, you and us.
Pekka Ylihurula, Executive Chairman at Hovi Partners Oy
The SOFT4Factoring software is a comprehensive and easily customizable tool to enable you to start the factoring business quickly. The team is very professional and responsive, great at communication and solving open items. We had a very short time (around 1 month) to launch to replace an existing factoring software, which was achieved successfully. We can certainly recommend them and are happy to continue our partnership with SOFT4.
Oliver Weiser, CEO at TessPay Services AG Switzerland
The SOFT4Factoring software is a comprehensive and easily customizable tool to enable you to start the factoring business quickly. The team is very professional and responsive, great at communication and solving open items. We had a very short time (around 1 month) to launch to replace an existing factoring software, which was achieved successfully. We can certainly recommend them and are happy to continue our partnership with SOFT4.
Endrit Beqaj, Executive Director at Tirana Factoring and Leasing, Albania
The SOFT4Factoring product was designed to meet our needs and has grown and evolved with us and our requirements. SOFT4 seemed to be a reliable partner when we were setting up our company, because we had positive experience from the times when we worked together in previous projects.
Paulius Tyla, Operations Manager at Faktoro
Excellent team. We felt like we were one team, you and us.
Pekka Ylihurula, Executive Chairman at Hovi Partners Oy
The SOFT4Factoring software is a comprehensive and easily customizable tool to enable you to start the factoring business quickly. The team is very professional and responsive, great at communication and solving open items. We had a very short time (around 1 month) to launch to replace an existing factoring software, which was achieved successfully. We can certainly recommend them and are happy to continue our partnership with SOFT4.
Oliver Weiser, CEO at TessPay Services AG Switzerland
The SOFT4Factoring software is a comprehensive and easily customizable tool to enable you to start the factoring business quickly. The team is very professional and responsive, great at communication and solving open items. We had a very short time (around 1 month) to launch to replace an existing factoring software, which was achieved successfully. We can certainly recommend them and are happy to continue our partnership with SOFT4.
Endrit Beqaj, Executive Director at Tirana Factoring and Leasing, Albania
The SOFT4Factoring product was designed to meet our needs and has grown and evolved with us and our requirements. SOFT4 seemed to be a reliable partner when we were setting up our company, because we had positive experience from the times when we worked together in previous projects.
Paulius Tyla, Operations Manager at Faktoro
Excellent team. We felt like we were one team, you and us.
Pekka Ylihurula, Executive Chairman at Hovi Partners Oy
The SOFT4Factoring software is a comprehensive and easily customizable tool to enable you to start the factoring business quickly. The team is very professional and responsive, great at communication and solving open items. We had a very short time (around 1 month) to launch to replace an existing factoring software, which was achieved successfully. We can certainly recommend them and are happy to continue our partnership with SOFT4.
Oliver Weiser, CEO at TessPay Services AG Switzerland
The SOFT4Factoring software is a comprehensive and easily customizable tool to enable you to start the factoring business quickly. The team is very professional and responsive, great at communication and solving open items. We had a very short time (around 1 month) to launch to replace an existing factoring software, which was achieved successfully. We can certainly recommend them and are happy to continue our partnership with SOFT4.
Endrit Beqaj, Executive Director at Tirana Factoring and Leasing, Albania
The SOFT4Factoring product was designed to meet our needs and has grown and evolved with us and our requirements. SOFT4 seemed to be a reliable partner when we were setting up our company, because we had positive experience from the times when we worked together in previous projects.
Paulius Tyla, Operations Manager at Faktoro
Excellent team. We felt like we were one team, you and us.
Pekka Ylihurula, Executive Chairman at Hovi Partners Oy
The SOFT4Factoring software is a comprehensive and easily customizable tool to enable you to start the factoring business quickly. The team is very professional and responsive, great at communication and solving open items. We had a very short time (around 1 month) to launch to replace an existing factoring software, which was achieved successfully. We can certainly recommend them and are happy to continue our partnership with SOFT4.
Oliver Weiser, CEO at TessPay Services AG Switzerland
The SOFT4Factoring software is a comprehensive and easily customizable tool to enable you to start the factoring business quickly. The team is very professional and responsive, great at communication and solving open items. We had a very short time (around 1 month) to launch to replace an existing factoring software, which was achieved successfully. We can certainly recommend them and are happy to continue our partnership with SOFT4.
Endrit Beqaj, Executive Director at Tirana Factoring and Leasing, Albania
The SOFT4Factoring product was designed to meet our needs and has grown and evolved with us and our requirements. SOFT4 seemed to be a reliable partner when we were setting up our company, because we had positive experience from the times when we worked together in previous projects.
Paulius Tyla, Operations Manager at Faktoro
Excellent team. We felt like we were one team, you and us.
Pekka Ylihurula, Executive Chairman at Hovi Partners Oy
The SOFT4Factoring software is a comprehensive and easily customizable tool to enable you to start the factoring business quickly. The team is very professional and responsive, great at communication and solving open items. We had a very short time (around 1 month) to launch to replace an existing factoring software, which was achieved successfully. We can certainly recommend them and are happy to continue our partnership with SOFT4.
Oliver Weiser, CEO at TessPay Services AG Switzerland
The SOFT4Factoring software is a comprehensive and easily customizable tool to enable you to start the factoring business quickly. The team is very professional and responsive, great at communication and solving open items. We had a very short time (around 1 month) to launch to replace an existing factoring software, which was achieved successfully. We can certainly recommend them and are happy to continue our partnership with SOFT4.
Endrit Beqaj, Executive Director at Tirana Factoring and Leasing, Albania
The SOFT4Factoring product was designed to meet our needs and has grown and evolved with us and our requirements. SOFT4 seemed to be a reliable partner when we were setting up our company, because we had positive experience from the times when we worked together in previous projects.
Paulius Tyla, Operations Manager at Faktoro
Excellent team. We felt like we were one team, you and us.
Pekka Ylihurula, Executive Chairman at Hovi Partners Oy
The SOFT4Factoring software is a comprehensive and easily customizable tool to enable you to start the factoring business quickly. The team is very professional and responsive, great at communication and solving open items. We had a very short time (around 1 month) to launch to replace an existing factoring software, which was achieved successfully. We can certainly recommend them and are happy to continue our partnership with SOFT4.
Oliver Weiser, CEO at TessPay Services AG Switzerland
The SOFT4Factoring software is a comprehensive and easily customizable tool to enable you to start the factoring business quickly. The team is very professional and responsive, great at communication and solving open items. We had a very short time (around 1 month) to launch to replace an existing factoring software, which was achieved successfully. We can certainly recommend them and are happy to continue our partnership with SOFT4.
Endrit Beqaj, Executive Director at Tirana Factoring and Leasing, Albania
The SOFT4Factoring product was designed to meet our needs and has grown and evolved with us and our requirements. SOFT4 seemed to be a reliable partner when we were setting up our company, because we had positive experience from the times when we worked together in previous projects.
Paulius Tyla, Operations Manager at Faktoro
Excellent team. We felt like we were one team, you and us.
Pekka Ylihurula, Executive Chairman at Hovi Partners Oy
The SOFT4Factoring software is a comprehensive and easily customizable tool to enable you to start the factoring business quickly. The team is very professional and responsive, great at communication and solving open items. We had a very short time (around 1 month) to launch to replace an existing factoring software, which was achieved successfully. We can certainly recommend them and are happy to continue our partnership with SOFT4.
Oliver Weiser, CEO at TessPay Services AG Switzerland
The SOFT4Factoring software is a comprehensive and easily customizable tool to enable you to start the factoring business quickly. The team is very professional and responsive, great at communication and solving open items. We had a very short time (around 1 month) to launch to replace an existing factoring software, which was achieved successfully. We can certainly recommend them and are happy to continue our partnership with SOFT4.
Endrit Beqaj, Executive Director at Tirana Factoring and Leasing, Albania
The SOFT4Factoring product was designed to meet our needs and has grown and evolved with us and our requirements. SOFT4 seemed to be a reliable partner when we were setting up our company, because we had positive experience from the times when we worked together in previous projects.
Paulius Tyla, Operations Manager at Faktoro
Excellent team. We felt like we were one team, you and us.
Pekka Ylihurula, Executive Chairman at Hovi Partners Oy
Tailored for these
types of debtor finance
Discover specialized factoring solutions designed
to meet the unique needs of your business.
Can't find your type?
Tailored for these
types of debtor finance
Discover specialized factoring solutions designed
to meet the unique needs of your business.
Can't find your type?
Frequently Asked Questions
What is factoring software and how does it work?
What should I consider when comparing factoring software pricing & licensing?
What do I need to know before switching to a new factoring system?
What are the main steps in the factoring process from onboarding to payment?
Still have questions? Just poke our Team
Frequently Asked Questions
What is factoring software and how does it work?
What should I consider when comparing factoring software pricing & licensing?
What do I need to know before switching to a new factoring system?
What are the main steps in the factoring process from onboarding to payment?
Still have questions? Just poke our Team
Take Control of Credit Risk with Smart Limit Management
Set, track, and optimize credit limits for vendors and debtors — all from one centralized system.


SOFT4Factoring software enables businesses to set and monitor credit limits for both factoring vendors and debtors, ensuring optimal cash flow and risk control. Users can define limits at multiple levels — including client, master agreement, and contract — and set review dates with automatic expiration alerts.
We create a world with more founders and do work that will have an impact on the world today, tomorrow, and beyond
One Solution for All Your Factoring Needs
Client management, credit control, and financial operations — fully supported in one centralized platform.
Get a quick overview of how SOFT4Factoring
looks in action.
Watch video


The SOFT4Factoring product was designed to meet our needs and has grown and evolved with us and our requirements. SOFT4 seemed to be a reliable partner when we were setting up our company, because we had positive experience from the times when we worked together in previous projects.
Paulius Tyla, Operations Manager at Faktoro
The SOFT4Factoring software is a comprehensive and easily customizable tool to enable you to start the factoring business quickly. The team is very professional and responsive, great at communication and solving open items. We had a very short time (around 1 month) to launch to replace an existing factoring software, which was achieved successfully. We can certainly recommend them and are happy to continue our partnership with SOFT4.
Endrit Beqaj, Executive Director at Tirana Factoring and Leasing, Albania
The SOFT4Factoring software is a comprehensive and easily customizable tool to enable you to start the factoring business quickly. The team is very professional and responsive, great at communication and solving open items. We had a very short time (around 1 month) to launch to replace an existing factoring software, which was achieved successfully. We can certainly recommend them and are happy to continue our partnership with SOFT4.
Oliver Weiser, CEO at TessPay Services AG Switzerland
Excellent team. We felt like we were one team, you and us.
Pekka Ylihurula, Executive Chairman at Hovi Partners Oy
The SOFT4Factoring product was designed to meet our needs and has grown and evolved with us and our requirements. SOFT4 seemed to be a reliable partner when we were setting up our company, because we had positive experience from the times when we worked together in previous projects.
Paulius Tyla, Operations Manager at Faktoro
The SOFT4Factoring software is a comprehensive and easily customizable tool to enable you to start the factoring business quickly. The team is very professional and responsive, great at communication and solving open items. We had a very short time (around 1 month) to launch to replace an existing factoring software, which was achieved successfully. We can certainly recommend them and are happy to continue our partnership with SOFT4.
Endrit Beqaj, Executive Director at Tirana Factoring and Leasing, Albania
The SOFT4Factoring software is a comprehensive and easily customizable tool to enable you to start the factoring business quickly. The team is very professional and responsive, great at communication and solving open items. We had a very short time (around 1 month) to launch to replace an existing factoring software, which was achieved successfully. We can certainly recommend them and are happy to continue our partnership with SOFT4.
Oliver Weiser, CEO at TessPay Services AG Switzerland
Excellent team. We felt like we were one team, you and us.
Pekka Ylihurula, Executive Chairman at Hovi Partners Oy
The SOFT4Factoring product was designed to meet our needs and has grown and evolved with us and our requirements. SOFT4 seemed to be a reliable partner when we were setting up our company, because we had positive experience from the times when we worked together in previous projects.
Paulius Tyla, Operations Manager at Faktoro
The SOFT4Factoring software is a comprehensive and easily customizable tool to enable you to start the factoring business quickly. The team is very professional and responsive, great at communication and solving open items. We had a very short time (around 1 month) to launch to replace an existing factoring software, which was achieved successfully. We can certainly recommend them and are happy to continue our partnership with SOFT4.
Endrit Beqaj, Executive Director at Tirana Factoring and Leasing, Albania
The SOFT4Factoring software is a comprehensive and easily customizable tool to enable you to start the factoring business quickly. The team is very professional and responsive, great at communication and solving open items. We had a very short time (around 1 month) to launch to replace an existing factoring software, which was achieved successfully. We can certainly recommend them and are happy to continue our partnership with SOFT4.
Oliver Weiser, CEO at TessPay Services AG Switzerland
Excellent team. We felt like we were one team, you and us.
Pekka Ylihurula, Executive Chairman at Hovi Partners Oy
The SOFT4Factoring product was designed to meet our needs and has grown and evolved with us and our requirements. SOFT4 seemed to be a reliable partner when we were setting up our company, because we had positive experience from the times when we worked together in previous projects.
Paulius Tyla, Operations Manager at Faktoro
The SOFT4Factoring software is a comprehensive and easily customizable tool to enable you to start the factoring business quickly. The team is very professional and responsive, great at communication and solving open items. We had a very short time (around 1 month) to launch to replace an existing factoring software, which was achieved successfully. We can certainly recommend them and are happy to continue our partnership with SOFT4.
Endrit Beqaj, Executive Director at Tirana Factoring and Leasing, Albania
The SOFT4Factoring software is a comprehensive and easily customizable tool to enable you to start the factoring business quickly. The team is very professional and responsive, great at communication and solving open items. We had a very short time (around 1 month) to launch to replace an existing factoring software, which was achieved successfully. We can certainly recommend them and are happy to continue our partnership with SOFT4.
Oliver Weiser, CEO at TessPay Services AG Switzerland
Excellent team. We felt like we were one team, you and us.
Pekka Ylihurula, Executive Chairman at Hovi Partners Oy
Tailored for these
types of debtor finance
Discover specialized leasing solutions designed to meet the unique needs of your business.
Can't find your type?
Frequently Asked Questions
What is factoring software and how does it work?
What should I consider when comparing factoring software pricing & licensing?
What do I need to know before switching to a new factoring system?
What are the main steps in the factoring process from onboarding to payment?
Still have questions? Just poke our Team
Transform Your Factoring Business Operations
Transform Your Factoring Business Operations
Transform Your Factoring Business Operations