Welcome to the AI era of factoring - where smarter tools mean fewer manual tasks, faster decisions, and more profit. With Copilot, the AI-powered assistant built into SOFT4Factoring, you stay in control while AI handles repetitive data analysis, risk insights, and payment tracking.

1. What Is Copilot?

• Copilot is your AI assistant inside SOFT4Factoring.

• Think of it as your co-pilot—you remain in the driver’s seat, and it helps with smart, time-saving suggestions and automated insights.

Coming soon: Microsoft AI agents will expand Copilot’s power with real-time automation of risk assessments, fraud detection, and credit decisioning—all tailored to factoring.

2. Start Using Copilot

• Navigate to the Invoice List page.

• Click the Copilot icon on the action bar to open the Analyze List popup.

• Enter your first prompt!

  
  

3. Identify Urgent Invoices for Follow-Up

Try this prompt: “Which invoices need urgent follow-up? Show me the agreement and invoice ID, overdue days, and the overdue amount. Order by overdue days.”

Why it matters: Copilot filters and ranks overdue invoices by how late they are, allowing you to prioritize collections and improve cash flow responsiveness.

4. Spot Vendors with the Highest Financial Risk

Prompt: “Show overdue invoices grouped by vendor, sorted by outstanding amount.”

Why it matters: Quickly identify vendors who owe the most and pose higher financial risk, helping you negotiate better terms or flag accounts for closer monitoring.

5. Monitor High-Value Invoices

Prompt: “Show all invoices with a value over 100,000 and their due dates.”

Why it matters: Large invoices have a bigger impact on cash flow. Copilot helps you monitor them early, follow up proactively, and prevent high-stakes delays.

6. Track Outstanding Reserves That Need Attention

Prompt: “Show invoices where the outstanding reserve is over 500, sorted in descending order.”

Why it matters: High reserves = tied-up capital. Copilot helps you see where funds are still held and where follow-up or action may be required.

7. Identify Slow-Paying Debtors

Prompt: “Which debtors have the longest overdue invoices? Show average payment delay.”

Why it matters: Use this data to refine your credit risk policies, adjust financing terms, or make informed lending decisions for future deals.

8. Simplify Complex Financial Data Analysis

Copilot brings AI-powered analysis to your fingertips:

• Instantly filter overdue invoices

• Highlight key trends

• Uncover high-risk debtors

• Track collections and reserves with precision